A car accident is upsetting enough to your average day, but add to that the potential of an uninsured motorist who slammed into your car, and you are looking at a downright terrible day. Most minor car accidents and fender benders are easily resolved by the trading of insurance information, especially when the damage is minimal. However, when facing more extreme damage and injuries, an uninsured motorist can prevent the victim from recovering the full amount of damages they are entitled to receive. If you or a loved one have been injured in a car accident and have been unable to recover the costs associated with the accident due to an uninsured motorist, you may be able to seek an alternative form of claims.
Texas unfortunately has a high number of uninsured drivers. In 2014, reports indicated that up to 14 percent of drivers were uninsured. This percentage equals to approximately 2.5 million drivers throughout the state. While many groups have indicated that the primary reason for lack of insurance is the inability to pay insurance, this still means that injured motorists will have no avenue to look for to receive compensation after an accident. Texas law does provide that all insurance companies must provide coverage to their insured drivers which will cover the unfortunate incidence of an accident with an uninsured or underinsured driver, but this amount may not cover the full extent of damages.
Texans, on average, reported approximately 475,000 car accidents in 2014. Out of this number, a high percentage involved uninsured motorists. This not only slows down the process of filing various reports with your own insurance company, but it can greatly impact your ability to pay for medical care, lost wages, and the resulting vehicle damage. An experienced personal injury attorney can assist you in determining your best course of action after an accident with an uninsured motorist.
After a car accident, the common avenue to receive assistance in repairing your vehicle or handling your medical treatment is to look to the responsible party’s insurance company. While the insurance company may not cover all your expenses, it certainly provides a stop-gap approach in the meantime. However, when there is no insurance company to contend with, you are on your own in terms of expenses which occur due to the accident. An experienced personal injury attorney will be able to assist you in filing a claim for related expenses, taking into account all future damages that could occur based on the injuries.
Malley Law Firm | Houston Car Accident Attorney
If you or a loved one have been injured in a car accident caused by an uninsured motorist, do not hesitate to contact the Malley Law Firm. Tony Malley has years of experience in handling car accident claims, and will work tirelessly to ensure you receive the compensation you deserve for your injuries. The responsible party should be held liable for any resulting injuries, regardless as to whether they have insurance or not. Contact our Beaumont or Houston offices today for your initial free consultation.