Just about any employer in Texas can opt-out of providing workers comp insurance to employees. So what does it mean for injured employees? If you work for Texas non-subscriber, there are a few things you should know about if you suffer a workplace accident or illness. Working for a company that operates as a non-subscriber…
Injured on the job while working for a Texas non-subscriber? Here are answers to some of the most frequently asked questions. What is a Texas Non-subscriber? Most states require employers to carry workers’ compensation coverage to cover expenses when an employee is injured on the job. Texas doesn’t have that requirement. Texas is unique because…
Texas law restricts a non-subscriber employer’s ability to defend itself in court with certain defense restrictions that may be used in other types of personal injury cases. When an accidental injury occurs at work, a person can find themselves unable to earn an income. While many employers carry worker’s compensation insurance, some of the largest…
Texas saw 608 workplace fatalities in 2019, making up 9.29% of the U.S. workplace fatalities that year, according to the Department of Worker’s Compensation. In most workplaces in the USA, every employer pays into some form of workers comp insurance pool. Injured workers (or their surviving families) can file claims and draw funds from that…
In Texas, employers have the choice to be what is called a non-subscriber. This means they opt out of workers’ compensation. This can be complicated for workers who suffer an injury on the job. However, this doesn’t mean you don’t have the right to seek compensation. Therefore it’s important to know your rights when you…