Free Case
Evaluation
Call Us 24/7!

Call Toll Free

888.895.1920

What is a PIP Claim and How Do I File One?

screen-shot-2016-11-18-at-2-40-45-pm

Personal Injury Protection (known as PIP coverage) is medical coverage included under an insured’s automobile insurance policy. PIP provides reimbursement for medically necessary expenses related to injuries caused by a covered automobile accident. An insurance claim made under PIP coverage is a PIP claim. PIP coverage varies depending on who your insurance company is. Further, you can still use PIP coverage if you were injured in someone else’s car while they were driving and they have a different insurer and policy. When you use another person’s PIP coverage, you are said to be on “borrowed coverage.” In Texas, PIP coverage allows you to recover a minimum of $2,500 in reasonable and necessary medical expenses and 80% of your loss of income from employment due to injury. PIP coverage is known for being a quick source of coverage, as it’s payable within 30 days of providing the information needed to pay the claim to the insurance company. Though not required by Texas law, PIP coverage exists in every automobile policy automatically, unless rejected in writing by each insured. In Texas, PIP coverage covers you, your family members, passengers in your car, and other injured people, regardless of who caused the accident (no-fault coverage). For insurers, such as State Farm and Allstate, a simple online claim form can be filed by the person seeking PIP coverage. Legal help is usually not required to fill out these claim forms, and insurance agents can often walk insureds through the process. (https://www.statefarm.com/claims/file-a-claim/ or https://www.allstate.com/claims/report-claim.aspx).

 

Latest News

× CLOSE

Schedule a Consultation

Get In Touch With Us Today

× CLOSE

Timing is critical. Get answers Immediately.

Submit the form below - we'll contact you back instantly, for free.

  • This field is for validation purposes and should be left unchanged.
0
Connecting
Please wait...
Send a message

Sorry, we aren't online at the moment. Leave a message.

Your name
* Email
* Describe your issue
Login now

Need more help? Save time by starting your support request online.

Your name
* Email
* Describe your issue
We're online!
Feedback

Help us help you better! Feel free to leave us any additional feedback.

How do you rate our support?