Injured on the job while working for a Texas non-subscriber? Here are answers to some of the most frequently asked questions. What is a Texas Non-subscriber? Most states require employers to carry workers’ compensation coverage to cover expenses when an employee is injured on the job. Texas doesn’t have that requirement. Texas is unique because…
Texas law restricts a non-subscriber employer’s ability to defend itself in court with certain defense restrictions that may be used in other types of personal injury cases. When an accidental injury occurs at work, a person can find themselves unable to earn an income. While many employers carry worker’s compensation insurance, some of the largest…
Texas saw 608 workplace fatalities in 2019, making up 9.29% of the U.S. workplace fatalities that year, according to the Department of Worker’s Compensation. In most workplaces in the USA, every employer pays into some form of workers comp insurance pool. Injured workers (or their surviving families) can file claims and draw funds from that…
In Texas, employers have the choice to be what is called a non-subscriber. This means they opt out of workers’ compensation. This can be complicated for workers who suffer an injury on the job. However, this doesn’t mean you don’t have the right to seek compensation. Therefore it’s important to know your rights when you…
According to a Texas Department of Insurance study, Texas work-related fatalities rose by 25% in 2019. A startling 608 workplace fatalities occurred in private and public/governmental sectors compared to 488 in 2018. Here is why every Texan should understand the risks of the workplace, and what to do should they face the tragedy of a…
Workers’ compensation is a government-run program that ensures workers are compensated when an injury occurs on the job. But there are two issues with the program. The first is that the benefits received are limited by guidelines. The second is that in Texas, employers have the right to decide not to subscribe to the program. …